A Maryland wage garnishment is a legal mechanism in Maryland debtor/creditor law that allows a creditor to take a percentage of your wages when
they can't get money owed to them. Under MARYLAND GARNISHMENT LAWS, a Court in Maryland or other state, if a foreign judgment has been entered in Maryland, must have already issued a judgment against you for a certain amount of money. Once the judgment is in place, the Judgment Creditor is allowed to request the Maryland Court to issue a wage garnishment in Maryland to your employer.
Once your employer receives the Wage Garnishment Court Order, they must begin sending 25% of your take home pay to your Judgment Creditor. Interest continues running on your debt and the garnishment is allowed to continue until the entire amount along with interest has been paid. There are instances where wage garnishments in Maryland have run for years until finally being paid in full. There are more instances where the employee quits because they cannot afford to lose that much money from their pay and still continue to be able to pay for rent, food, utilities, car payments etc.
In many instances, people who have just received notice of the start of a Maryland garnishment are shocked at the news. In all truth, however, garnishments do not just show up out of nowhere. Many warning signs have been either not noticed or ignored until finally, the only thing that one cares about is how to stop their Wage Garnishment in Maryland. lower article.